A Guide to Understanding Liability Insurance Understanding insurance, what kind you need, and how and when to use it is a very frustrating and overwhelming thing. When you don’t work in insurance, it can be challenging to determine the right coverage for you, your family, your car, or your business. Whether you need medical, auto, home, or more comprehensive and specialized...
Insurance Coverage for Broken Stereos Protecting our personal belongings is instilled in us from a very young age. We have to learn how to share, and when things get broken, we get upset. Trying to figure out how to fix, repair, or replace those broken items is sometimes more difficult. This is especially true if insurance is involved somehow. Car insurance...
Will My Insurance Cover Running Over a Nail? This has probably happened to all of us. You are driving and suddenly you realize something is not right with your tires. For some of us, it turns into a slow leak and others a completely flat tire. Finding a nail in your tire can completely ruin your day. Have you ever wondered if...
Will My Insurance Cover Locking Keys in My Car? When I was a little girl, I remember going to the beach with my parents during a family vacation. We had a lovely day building sandcastles and riding jet skis, and after a long day, we were ready to go to the hotel for the evening. Much to my parent's horror, they...
Will My Insurance Pay to Fix a Broken Tail Light? No one enjoys dealing with car troubles, especially ones so seemingly little as a broken tail light. However, it is technically illegal to operate a vehicle with a broken tail light! Most police officers would simply pull you over to inform you of this malfunction. Others, however, may issue a citation...
What Happens When You Hit a Curb? What happens when you hear the dreaded clunk of your tires slamming into an unexpected curb and the proceeding deflation of your tire? Unfortunately, hitting a curb is a common issue that often means getting a new tire. It's a frustrating experience when your vehicle hits a curb, and you have to replace a...
What You Need to Know About Crime Scene Cleanup Being Covered By Home Owners Insurance Having a crime take place on your property can be traumatic and stressful. You may not know where to begin when it comes to taking care of the aftermath of the scene. If you have property insurance, you may be wondering whether or not the insurance...
Insurance Coverage for Leaking Windshields Have you discovered a musky smell in your vehicle that hints at moisture leaking into the interior? Or perhaps you've noticed that your windows fog up more efficiently than ever before or see some tell-tell rust stains. A more noticeable sign might even be wet and spongy carpet in your vehicle. Having a windshield leak can...
Staying in shape should be important to all of us. Gym memberships, however, continue to skyrocket. But what if we told you that there was a way to get your gym membership at a discounted rate or even for free?! Better yet, what if you didn’t have to jump through any hoops to secure this great benefit? Many Americans have...
WHAT TYPES OF INSURANCE DO CHURCHES NEED? For most people a church is not just a building, it is a sacred place for meetings, prayer, and community. And oftentimes today, most churches live on a very tight budget. Sometimes just a single incident without insurance coverage can financially wipe out a lot of churches. So, what types of insurance do churches need?...
